Windermere Financial, LLC
(800) 652-7922
support@windermerefinancial.com
www.windermerefinancial.com
Windermere Financial Monthly Newsletter
December 2025
A Note from Leadership
Welcome to the December edition of our newsletter! As we wrap up the year and celebrate the Happy Holidays, we want to thank you for your incredible work during the Annual Enrollment Period (AEP). At Windermere Financial, we believe in giving agents more than just carrier access — we deliver the resources, tools, and support you need to achieve year-round success and provide exceptional client service.
This month, we are shifting focus to post-AEP client retention, reviewing key Medicare updates for 2026, and reminding you of the enterprise-class tools that keep your business running smoothly into the new year.
Industry Insights
Medicare Advantage Enrollment Trend Continues
The expansion of Medicare Advantage (MA) shows no signs of slowing down. Over 54% of eligible Medicare beneficiaries — more than 34 million people — are now enrolled in MA plans. This substantial growth from 19% in 2007 is expected to push enrollment to 64% by 2034. This trend confirms that clients are actively seeking the comprehensive, flexible options MA provides.
Agent Takeaway: Now is the time to cultivate your client base. Utilize Special Enrollment Periods (SEPs) throughout the year, and focus on delivering excellent service to lock in renewals and generate client referrals.
Tools & Resources
Windermere Financial provides every agent with the technology foundation for a successful business:
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Custom CRM – Your central hub for scheduling follow-ups, tracking policy renewals, and managing all client data efficiently.
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VoIP Phone System with Call Recording – Maintain professionalism and compliance with simple, recorded client communication.
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Branded Websites – Project a professional online image effortlessly, making it easy for potential clients to find you.
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Smart Automations – Minimize administrative time so you can maximize your time spent with clients and on strategy.
Quick Tip: The best way to secure renewals is through regular contact. Schedule automated reminders in your Custom CRM to follow up with new AEP clients within the first 60 days of their policy start.
Post-AEP & 2026 Key Updates
As the AEP frenzy subsides, here are the crucial details your clients need to know for the coming year:
Regulatory Watch: We continue to monitor the Senate’s push for reforms concerning MA marketing and commissions. Stay attentive to updates from Windermere Financial.
Agent Tip: Leverage the spirit of the season! Reach out to your book of business to wish them Happy Holidays and use the opportunity to briefly review their new 2026 benefits, ensuring they start the new year informed and confident.
Closing Note
Thank you for your dedication and commitment throughout this crucial enrollment period. As we transition into the new year, remember that you are backed by Windermere Financial’s tools and support every step of the way. We wish you and your family a very Happy Holiday season!
Let’s look forward to a successful and prosperous 2026 together.
PAST NEWSLETTERS
November 2025
A Note from Leadership
Welcome to the September edition of our newsletter! At Windermere Financial, we’re redefining the FMO experience by giving agents more than just carrier access — we’re delivering the tools, support, and resources you need to grow your business and better serve your clients.
This month, we’re focusing on the upcoming enrollment period, Medicare Advantage trends, and powerful tools available at your fingertips.
Industry Insights
Medicare Advantage Enrollment on the Rise
More than 54% of eligible Medicare beneficiaries — over 34 million people — are now enrolled in Medicare Advantage plans. That’s a massive increase from just 19% in 2007, and projections suggest enrollment could reach 64% by 2034. This growth presents new opportunities for agents to connect with clients who want flexible, comprehensive coverage options.
Agent Takeaway: Stay prepared for the upcoming enrollment period by brushing up on plan comparisons and leveraging our CRM to track leads efficiently.
Tools & Resources
At Windermere Financial, we put enterprise-class tools in every agent’s hands:
- Custom CRM – Stay on top of leads, track policy renewals, and streamline follow-ups.
- VoIP Phone System with Call Recording – Professional client communication made simple.
- Branded Websites – Establish your online presence without the hassle.
- Smart Automations – Save time and focus on what matters: closing deals.
Quick Tip: Use call recording to review and refine your client conversations.
AEP 2026 Updates
- Premiums & Deductibles Rising: Part B premiums up ~11.6%; Part D deductible capped at $615.
- Drug Costs: New $2,100 out-of-pocket max; vaccines remain free; insulin capped at $35/month.
- Payment Flexibility: The Medicare Prescription Payment Plan now renews automatically each year (opt-out available).
- Plan Docs: CMS updated ANOCs/EOCs to simplify cost-sharing and clarify coverage.
- Low-Income Members: Medicaid/LIS beneficiaries can now change plans monthly.
- Regulatory Watch: Senate pushing reforms to MA marketing and commissions—agents should stay alert.
Agent Tip: Be proactive—help clients compare rising costs, highlight vaccine/insulin savings, and educate dual-eligible clients on new monthly flexibility.
Closing Note
Every month brings new opportunities to grow your book of business and strengthen client relationships. With Windermere Financial’s tools and support, you’re never working alone — you’re backed by a team dedicated to helping you succeed.
Let’s make this enrollment season our strongest yet.
Windermere Financial, LLC
(800) 652-7922
support@windermerefinancial.com
www.windermerefinancial.com
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